Kidnap and Ransom is a real and growing threat in the modern business environment. Organisations that are most vulnerable to kidnapping are those that have employees based or traveling overseas, companies with high profiles, handle large sums of money, or work with sensitive information or technologies are equally at risk.
While such events rarely publicised, extortion against corporate assets or products is increasing rapidly on a global scale with a recent emphasis in North America.
Examples include extortion involving: bodily injury, property damage, pollution, cyberspace, and intellectual property. All business ventures need to prepare for these threats that can originate or occur virtually anywhere in the world.
Kidnap and Ransom Insurance is an asset for any company with employees either traveling to or based overseas, particularly Latin America, Asia, Eastern Europe and Africa. It is particularly suited to cash rich or high profile companies operating domestically or in other countries, as well as for manufacturers or retailers of consumer goods.
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