General liability insurance can protect you from a variety of claims including bodily injury, property damage, personal injury and others that can arise from your business operations. This type of insurance would not include automobile and professional liability.
As a contractor or small business owner, you need some form of general liability insurance to safeguard your livelihood.
A single accident could result in a lawsuit that you might not be able to handle. A great way to protect against this type of situation is to make sure you carry enough general liability insurance.
Some employers might also require you to carry a certain amount of general liability insurance before you can work for them.
General Liability Insurance would normally not cover: